We went on our usual Date Day today and visited three Estate Sales. Two were complete duds, but the last one was fun. It was an old country house chock full of a lifetime of collecting all kinds of odds and ends. We both enjoyed ourselves there, and then we stopped by our usual Thrift Store haunts in that area and found enough plush lovies to more than make the day break even. It’s fun having a hobby that pays for itself, plus helps other people, too.
We had our second meeting yesterday with our new Financial Adviser, in the process of deciding how to best protect our future and be sure there is money in place to take care of our needs. Our daughters know that we do not want to go to a Nursing Home, but realistically we can’t assume they will be in a position to keep one or both of us at home, the way we did our parents. That’s way too much a burden to blithely assume someone else will tackle. That means considering Long Term Care Insurance and putting money aside to pay for in home care if at all possible. We’ve paid out enough over the last ten years to know what is involved, and it’s certainly not cheap.
He went over several different options with us, and I was having a really hard time following the differences, pros, cons, etc. So was hubby. We asked lots of questions, some several times, and he patiently went over each concern. We left with several brochures, still not sure of what we need to do. We’ll see him again next week, after he’s had time to pursue the options we were most interested in. There will be a Long Term Care expert at our next meeting, too.
We won’t be able to settle some arrangements until I have a diagnosis. After all, what new insurance company would insure me for anything when my own doctor can’t say what is wrong with me! So, for now I am stuck with the insurance I already have, and we can only do the research for more appropriate kinds.
Did I say stress makes my twitches and tremors worse? Yep, you guessed it. By the time we left I was grimacing and shaking like I was keeping time to some peppy music. Hubby even asked me if I was doing my hand on purpose, because it really did look like I was in tempo with the CD. But no, it was my body doing its own little dance duet. I “cured” the nerves the way I always do …CHOCOLATE!!! Hubby knows what to do, so we stopped and I gorged on brownies. Better than any tranquilizer I have ever used, as there is no spaced out feeling afterwards. 😉